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ICICI Bank Personal Loan



  • The age of the customer should be less than 58 years and greater than 23 years.
  • The salary should be greater than INR 15 lacs for SEP.
  • For metro cities, the monthly salary is greater than INR 25000 and less than INRĀ 17500.

Documents Required:

  • All salaried employees must have ID proof documents which include (Voter ID/DL/Passport/Aadhaar/PAN).
  • And address proof documents (Passport/Aadhaar Card/Utility bills).

Preclosure & Other Charges:

  • Before 6 months of the loan, there is no need for prepayment.
  • When the customer applying for the personal loan then they have to pay all applicable taxes and plus 5% pre-closure charges.
  • Additional interest rate of 24% after the late payment.

About ICICI Bank Personal Loan

ICICI bank is the best know in providing the personal loan to the customers. It provides a personal loan to a customer with minimal documentation and low-interest rate. It also allures customer with its hassle-free and user-friendly online application process.

Different Type of Personal Loans Provided By ICICI Bank

Below are the types of personal loan which are served by ICICI bank:

  • Top up loan
  • Holiday Loan
  • Wedding Loan
  • Home Renovation Loan
  • Fresher Funding