ICICI Bank Personal Loan
- The age of the customer should be less than 58 years and greater than 23 years.
- The salary should be greater than INR 15 lacs for SEP.
- For metro cities, the monthly salary is greater than INR 25000 and less than INR 17500.
- All salaried employees must have ID proof documents which include (Voter ID/DL/Passport/Aadhaar/PAN).
- And address proof documents (Passport/Aadhaar Card/Utility bills).
Preclosure & Other Charges:
- Before 6 months of the loan, there is no need for prepayment.
- When the customer applying for the personal loan then they have to pay all applicable taxes and plus 5% pre-closure charges.
- Additional interest rate of 24% after the late payment.
About ICICI Bank Personal Loan
ICICI bank is the best know in providing the personal loan to the customers. It provides a personal loan to a customer with minimal documentation and low-interest rate. It also allures customer with its hassle-free and user-friendly online application process.
Different Type of Personal Loans Provided By ICICI Bank
Below are the types of personal loan which are served by ICICI bank:
- Top up loan
- Holiday Loan
- Wedding Loan
- Home Renovation Loan
- Fresher Funding