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Most Popular Credit Cards In India

Most-Popular-Credit-Cards-In-India

In the present generation, a credit card is a vital thing for online shopping or other such things as it allow the one to pay a bulk amount of money at the same time. The one can spend the money as per the promises and they need to deposit that amount in the next month.

This cycle is continue until the card got expired. The credit card can be expired only in one face when the user (cardholder) don’t renew the card when the card reached one year old.

So, having the credit card knowledge is vital for us as it avoids risk of the online payments and bill. So, if you are curious about the credit card information then you do not need to go anywhere else. Here we provide a complete summary of the top most credit cards in India.

Let’s have a glance at the benefits and other valuable information of the credit card:

1.) HDFC Diners Club Rewardz Credit Card

USP: You can convert all your reward points into JP Miles (AirMiles).

Annual Fee: The joining fee of this credit card is Rs. 1000, you can predict it as a annual fee because when the first year passed then you need to renew this card by paying Rs. 1000 and the usage of this card will extend.

Welcome Reward Points: At the time of joining, you will get awarded by 1000 reward points as a welcome gift.

Key Benefits:

  • Whenever your spending reaches to Rs. 150 then you will get 3 reward points every time.
  • HDFC Diners Club Rewardz Credit Card is all in one credit card which offers their customers a multiple benefits on Travelling and Dining.
  • Whenever you spend in any other country by using this card then you will get awarded by 10X reward points.

 

2.) American Express Gold Card

USP: If you are a frequent shopper and looking for a credit card which give various offers and discounts on shopping then this credit card is the best choice for you.

Joining Fee: The joining fee of this card is Rs. 1000 and the card will valid for one year only. You need to pay Rs. 4500 to renew this card as it is an annual fee.

Key benefits:

  • When you own this credit card then you will earn 400 bonus membership points as a welcome gift.
  • If you spend reaches equal or over Rs. 50 then you will get 1 membership reward point.

 

3.) American Express Membership Reward Card

USP: This card is best for long term relationship.

Joining Fee: When you are owing this card then you need to pay Rs. 1000 as it is compulsory.

Annual Fee: When your card got expired then you need to pay Rs. 4500 to renew the credit card.

Key benefits:

  • If you book tickets at Makemytrip and pay the tickets cost by using this card then you will get more exciting card.
  • If you do the transaction and that transaction is the 4th in a month then you will get awarded by 1000 reward points.